Life annuity – Property valuation
Providing a response that is better suited to the expectations of retirees, whose life expectancy and quality of life continue to improve.
The Fortis Immo Group offers an innovative solution designed to make it easier for seniors to remain in their own homes, while improving their standard of living and financial security in the long term.
This approach reinvents the principles of traditional life annuities by relying on a mutualized mechanism that is more transparent and secure for owners. It is based on two complementary levers.
On the one hand, the property is purchased by recognized institutional players—pension funds, mutual insurance companies, provident institutions, or insurance companies—committed to responsible approaches that support home care for the elderly. These players replace private buyers, who are often reluctant to take on the constraints of traditional life annuities, thereby ensuring the financial soundness and sustainability of the scheme.
On the other hand, the retired owner receives the full occupied value of the property in the form of immediate capital, while retaining lifetime usage rights. After a real estate appraisal, the transaction is completed quickly and unconditionally, offering a simple, secure, and transparent solution.
In an uncertain economic climate, this scheme offers a sensible alternative for approaching retirement with peace of mind. The specialist advisors at GROUPE FORTIS IMMO are on hand to discuss your situation in complete confidentiality and explain the terms and conditions of this solution.